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Insurance Licensing NY-Life-Accident-and-Health Testking Braindumps - in .pdf Free Demo

  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Last Updated: Oct 13, 2026
  • Q & A: 122 Questions and Answers
  • Convenient, easy to study. Printable Insurance Licensing NY-Life-Accident-and-Health PDF Format. It is an electronic file format regardless of the operating system platform. 100% Money Back Guarantee.
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  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Last Updated: Oct 13, 2026
  • Q & A: 122 Questions and Answers
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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Insurance Regulation and General Principles20%- New York Insurance Code and Laws
  • 1. Licensing Requirements and Procedures
    • 2. Unfair Trade Practices
      • 3. Producer Responsibilities and Ethics
        - Insurance Concepts
        • 1. Contract Law and Policy Structure
          • 2. Risk Management and Insurable Interest
            Topic 2: Life Insurance Products and Provisions30%- Types of Life Insurance Policies
            • 1. Term, Whole Life, Universal Life
              • 2. Annuities and Retirement Products
                - Policy Provisions, Riders and Options
                • 1. Beneficiary Designations
                  • 2. Non-forfeiture Values and Dividends
                    Topic 3: Accident and Health Insurance35%- Government Health Programs
                    • 1. Medicare and Medicaid
                      • 2. New York State Specific Programs
                        - Policy Provisions and Claims
                        • 1. Eligibility and Enrollment
                          • 2. Coordination of Benefits
                            - Health Insurance Basics
                            • 1. Medical Expense and Disability Income
                              • 2. Group vs Individual Coverage
                                Topic 4: Underwriting, Marketing and Sales Practices15%- Application and Underwriting Procedures
                                • 1. Risk Classification and Selection
                                  - Sales and Customer Service
                                  • 1. Suitability and Disclosure Requirements

                                    Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

                                    Question #1

                                    Which of the following statements BEST describes a single premium cash value policy?

                                    • A. It requires only one payment to make the policy paid up.
                                    • B. It provides for only one premium to be paid without evidence of insurability.
                                    • C. It requires the policyowner to pay one premium annually.
                                    • D. It waives one future premium if the owner becomes disabled.
                                    Reveal Solution  Discussion  0

                                    Correct Answer: A  🗳️

                                    Explanation: Only visible for BraindumpsIT members. You can sign-up / login (it's free).

                                    Question #2

                                    Which of the following statements is TRUE regarding a waiver of premium rider?

                                    • A. There will be no change in the policy other than the insured no longer has to pay the premiums on the policy.
                                    • B. The death benefit will be reduced by the amount of the unpaid premiums.
                                    • C. The insured will automatically become eligible for accelerated death benefits.
                                    • D. The policy ' s cash value will continue to grow, but at a slower rate because the insured is no longer paying premiums.
                                    Reveal Solution  Discussion  0

                                    Correct Answer: A  🗳️

                                    Explanation: Only visible for BraindumpsIT members. You can sign-up / login (it's free).

                                    Question #3

                                    A single contract for group medical insurance issued to an employer is known as

                                    • A. a master policy.
                                    • B. an employer policy.
                                    • C. a group policy.
                                    • D. a certificate policy.
                                    Reveal Solution  Discussion  0

                                    Correct Answer: A  🗳️

                                    Explanation: Only visible for BraindumpsIT members. You can sign-up / login (it's free).

                                    Question #4

                                    The cost of a long-term care policy is based on all of the following EXCEPT

                                    • A. personal income.
                                    • B. health condition.
                                    • C. age.
                                    • D. level of benefits provided.
                                    Reveal Solution  Discussion  0

                                    Correct Answer: A  🗳️

                                    Explanation: Only visible for BraindumpsIT members. You can sign-up / login (it's free).

                                    Question #5

                                    Insurance is defined as what type of risk?

                                    • A. Physical
                                    • B. Speculative
                                    • C. Legal
                                    • D. Pure
                                    Reveal Solution  Discussion  0

                                    Correct Answer: D  🗳️

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